408 Ernie Roberts Rd, Rutledge, TN 37861 (MLS# 1341090)

408 Ernie Roberts Rd, Rutledge, TN 37861

$700,000

Property Type: Single Family Bedrooms: 4 Square Footage: 2,424 Lot Size (sq. ft.): 33,977 Status: Active

Current Price: $700,000 List Date: 5/20/2026 Last Modified: 6/24/2026

Overview

Description

Your lakefront escape starts here with easy water access, plenty of space to relax, and an outdoor setup made for taking in the views. This 4-bedroom, 3-bath home offers 2400+/- sqft on a large lakefront lot with a private dock, finished walkout basement, and a quiet cove setting away from boat traffic. The main level has a warm, open feel with cathedral ceilings, gas fireplace, and lake-facing windows that bring the view inside. The dining area flows into the kitchen, which features shaker-style cabinetry, plenty of storage, pantry, stainless steel appliances, and an island cooktop. The main-level primary bedroom gives you direct access to the deck, plus a sizable walk-in closet and a bathroom with double vanity sinks. A guest bedroom, full guest bath, and laundry room are also on the main level. The deck has covered seating sections with ceiling fans, creating a comfortable place to relax while overlooking the shoreline. The uncovered center section is ideal for enjoying the su ... (Read more) Your lakefront escape starts here with easy water access, plenty of space to relax, and an outdoor setup made for taking in the views. This 4-bedroom, 3-bath home offers 2400+/- sqft on a large lakefront lot with a private dock, finished walkout basement, and a quiet cove setting away from boat traffic. The main level has a warm, open feel with cathedral ceilings, gas fireplace, and lake-facing windows that bring the view inside. The dining area flows into the kitchen, which features shaker-style cabinetry, plenty of storage, pantry, stainless steel appliances, and an island cooktop. The main-level primary bedroom gives you direct access to the deck, plus a sizable walk-in closet and a bathroom with double vanity sinks. A guest bedroom, full guest bath, and laundry room are also on the main level. The deck has covered seating sections with ceiling fans, creating a comfortable place to relax while overlooking the shoreline. The uncovered center section is ideal for enjoying the sun. The finished lower level gives even more room to spread out. It provides a spacious second living area, mini kitchenette, full bath, ample storage, and two oversized bedrooms that are each big enough for two queen beds - maximizing sleeping accommodations. Each lower-level bedroom also has its own walkout to the covered patio. Just off the patio, an outdoor shower makes it convenient to rinse off after time on the water. A direct path through the yard leads you right to your private dock, keeping boating, swimming, and fishing just steps away. The exterior is complete with a fire pit, storage shed, professional landscaping, a paved driveway with room for boat parking, and space on the patio for golf cart/sxs parking. The setting feels tucked away while still keeping everyday conveniences within reach. Card-nal Cove Resort & Campground and Gilmore Dock Marina & Restaurant are just a short boat ride away. Lakeshore Dr is only half a mile down the road. Rutledge offers local dining and markets, while Jefferson City and Morristown are just 20 minutes away and provide shopping, restaurants, medical services, and everyday errands. This is the kind of property that makes spending time at the lake feel effortless.

Listing Details MLS# 1341090

Location Tax Legal Info

House #: 408
Street Name: Ernie Roberts
St Suffix: Rd
State/Province: TN
Zip Code: 37861
PIN #: 061G A 01900 000
Subdivision: Big-O-Estates

Contract Info

Auction Y/N: No
Listing Price: 700000
Occupancy: Either

General Property Description

Type: Basement Ranch
Lot Dimensions: 92X235 IRR
Acres: 0.78
Acre Source: Tax Records
Site Built: Yes
Restrictions: Yes
SqFt - Total (Aprox): 2424
SqFt - Main Lvl: 1212
SqFt - Down Lvl: 1212
# Bedrooms: 4
Baths - Full: 3
# of Rooms: 11
Fireplace: Yes
# Fireplace: Yes
Property Status: N/A
HOA: No
Year Built: 2019
Bonus Room: No
Extra Storage: Yes

Status Change Info

Status Change Date: 2026-05-20

More Information

Property Features

Style: Traditional Construction: Frame Siding: Vinyl Basement: Finished; Plumbed; Walkout Lot Description: Lake/Water Access; Level; Rolling Slope; Waterfront View: Lake View; Lakefront Fireplace: Gas Log Floors: Laminate; Luxury Vinyl Plank Fuel: Propane Heat: Central Cooling: Ceiling Fan(s); Central Cooling Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Smoke Detector; Trash Compactor; Washer Sewer: Septic Tank Water: Public Other Rooms: Addl Living Quarter; Basement Rec Room; Bedroom Main Level; Extra Storage; Great Room; Laundry/Utility; Mstr Bdrm Main Level; Split Bedroom Misc Features: Cathedral Ceiling(s); Internet Available; Kitchen Island; Pantry; Walk-in Shower; Walk-In Closet(s) Exterior Features: Balcony; Deck; Dock; Patio; Porch - Covered; Prof Landscaped; Windows - Insulated Outbuildings: Storage Shed Dining Area: Kitchen/Dining Rm Co; Living Rm/Dining Rm Community Amenities: Lake/Water Access Showing: See Agent Instructns New Financing: Cash; Conventional; New Loan

IDX

Listing Office: Wallace

Last Updated: June - 24 - 2026

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